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Thursday, July 3, 2025

Daily GK Update- 3rd July, 2025

 

NATIONAL UPDATES:

 

1. Bihar Launches ‘Mukhya Mantri Pratigya’ Scheme to Support Youth Internships: The Bihar government has launched the ‘Mukhya Mantri Pratigya’ scheme to provide financial assistance to youths for internships lasting 3 to 12 months after clearing their class 12 board exams, aiming to boost employability and industry readiness.Under the scheme, youths aged 18-28 will receive monthly stipends based on their qualification: ₹4,000 for those who passed Class 12, ₹5,000 for ITI diploma holders, and ₹6,000 for graduates and postgraduates.Those doing internships outside their home district will get an additional ₹2,000 per month, while those interning outside the state will receive an extra ₹5,000 per month for up to three months; the payments will be directly credited to their bank accounts.Additionally, the cabinet approved the Mukhya Mantri Kalakar Pension Yojana, granting ₹3,000 per month pension to artists who have dedicated at least 10 years to traditional classical visual and performing arts, to help preserve Bihar’s cultural heritage.

 

2. NIPCCD Renamed as Savitribai Phule National Institute, New Ranchi Centre to Boost Women and Child Development in Eastern India: The National Institute of Public Cooperation and Child Development (NIPCCD) has been officially renamed the Savitribai Phule National Institute of Women and Child Development, highlighting its commitment to focused support for women and children’s development across India.A new Regional Centre will open in Ranchi, Jharkhand, to address specialized training and research needs for key programs like Mission Shakti, Mission Vatsalya, and Mission Saksham Anganwadi & Poshan 2.0, specifically for states in the eastern region—Jharkhand, Bihar, Odisha, and West Bengal.The new Regional Centre will also offer the Advance Diploma in Child Guidance and Counselling and will facilitate better accessibility for frontline functionaries in these states. It is estimated that over seven lakh functionaries operate under the Ministry’s missions across the four states, spread across 115 districts.

 

3. Gujarat CM Launches Jan Suraksha Santrupti Abhiyan to Expand Welfare Benefits Nationwide: Gujarat Chief Minister Bhupendra Patel launched the Jan Suraksha Santrupti Abhiyan in Gandhinagar.The campaign will run from July 1 to September 30, aiming to identify eligible citizens who have not yet received benefits from key government welfare schemes like the Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana, Atal Pension Yojana, and Jan Dhan Yojana.Activities under the campaign include updating KYC details for Jan Dhan accounts, opening new accounts, and raising awareness about digital fraud to improve financial security and inclusion for citizens.

 

4. UPI Hits 18.40 Billion Transactions in June: India’s Unified Payments Interface (UPI) recorded 40 billion transactions worth ₹24.04-lakh crore in June, showing a 32% yearly increase in transaction volume and a 20% rise in value, with an average of 613 million transactions worth ₹80,131 crore happening daily.Despite a slight decrease from May’s 18.68 billion transactions totaling ₹25.14-lakh crore, experts believe this indicates UPI reaching a critical scale rather than a slowdown in adoption.The next phase of UPI’s growth is expected to come from innovative use cases like embedded credit, B2B payments, IoT-enabled transactions, and expanding its reach in both global and rural markets, which will require stakeholders to modernize infrastructure and operations

 

5. Centre Extends FSIB Chairperson and Members’ Tenure by One Year Till June 2026: The Centre has extended the tenure of the FSIB chairperson and members by one year, allowing them to serve until 30 June 2026; the Appointments Committee of the Cabinet approved this decision.Bhanu Pratap Sharma will continue as FSIB chairperson, with part-time members from banking and insurance sectors like Animesh Chauhan, Deepak Singhal, Shailendra Bhandari, Usha Sangwan, A V Girija Kumar, and Sujay Banarji also receiving extensions.Originally established as the Banks Board Bureau (BBB) and restructured as FSIB in 2022, the bureau acts as the headhunting agency for top appointments in state-run banks and financial institutions, recommending names for whole-time directors and non-executive chairpersons to the Appointments Committee of the Cabinet.

 

6. Rajendra Prasad Goyal gets additional charge as NHPC CMD: Rajendra Prasad Goyal, Director (Finance) at NHPC Limited, has been given the additional charge of Chairman and Managing Director (CMD) of NHPC from July 1, 2025.Goyal, a member of the Institute of Cost Accountants of India and M.Com from the University of Rajasthan, has over 36 years of experience in NHPC, with expertise in financial, contractual, and regulatory aspects of hydropower projects.The position became vacant after Raj Kumar Chaudhary retired on June 30, 2025, while the Public Enterprises Selection Board (PESB) has already recommended Bhupender Gupta, Director (Technical) at THDC India Ltd, as the next CMD of NHPC.

 

7. Kesavan Ramachandran Appointed as RBI Executive Director: Kesavan Ramachandran has been appointed as Executive Director of the Reserve Bank of India (RBI) from July 1, 2025, and will head the Department of Regulation (Prudential Regulation Division).With over three decades of experience at RBI, he previously served as Principal Chief General Manager in the Risk Monitoring Department and was also a board member of Canara Bank and one of the boards of ICAI.

 

INTERNATIONAL UPDATES:

 

1. Ancient Egyptian Genome Sheds Light on Early Civilisation: Recent advancements in genetic research have led to the sequencing of the oldest known DNA from ancient Egypt. This genome belonged to an individual who lived approximately 4,500 to 4,800 years ago during Egypt’s Old Kingdom. The findings were published in July 2025, denoting the importance of genetic studies in understanding ancient populations. The ancient remains were found in a ceramic pot within a rock-cut tomb at Nuwayrat, a site located 265 km south of Cairo. The individual was a genetically male adult who lived between the ages of 44 to 64. His burial suggests a relatively high socioeconomic status, despite evidence of a physically demanding life. The genetic data indicates historical cultural exchanges between ancient Egypt and the Eastern Fertile Crescent. These interactions likely influenced practices in agriculture, trade, and possibly the development of writing systems. The findings suggest a complex web of migration and cultural exchange over thousands of years.

 

2. Gaden Phodrang Trust: The 14th Dalai Lama recently reaffirmed the continuation of the Dalai Lama institution. He stated that the Gaden Phodrang Trust will have sole authority in recognising future reincarnations. This announcement comes as he approaches his 90th birthday, ensuring the tradition of the Dalai Lama will persist. The Dalai Lama’s previous statements also support this continuation, indicating that the next reincarnation will be recognised by the Gaden Phodrang Trust. The Gaden Phodrang Trust is a registered body in India. It was established in 2011 and operates from the Dalai Lama’s office in Dharamshala. The trust’s primary responsibility is to oversee the recognition of the next Dalai Lama. It is managed by Prof Samdhong Rinpoche, a senior monk closely associated with the Dalai Lama. The trust ensures adherence to Tibetan Buddhist traditions in the recognition process.

 

3. ASEAN-India Cruise Dialogue: The inaugural ASEAN-India Cruise Dialogue took place in Chennai, in 2025. This event marks step towards enhancing maritime cooperation between India and ASEAN member nations. The dialogue aims to improve cruise connectivity and promote sustainable tourism across the Indo-Pacific region. It was attended by delegates from all ASEAN nations, including Brunei, Cambodia, Indonesia, and Vietnam, among others. The event is hosted aboard the MV Empress at Chennai Port and will continue in Mamallapuram, a UNESCO World Heritage Site. The primary objective is to strengthen maritime cooperation among ASEAN nations and India. The dialogue seeks to enhance cruise connectivity and promote sustainable tourism. It aims to develop an integrated cruise network linking Indian ports with ASEAN destinations. The dialogue also focuses on regulatory alignment and the identification of cruise routes that connect cultural and commercial centers.

 

OTHER UPDATES:

DEFENCE

 

1. DRDO Tests Indigenous Communication Systems: In recent developments, the Defence Research & Development Organisation (DRDO) has successfully conducted field trials of two advanced communication systems. The Defence Electronics Application Laboratory (DEAL) in Dehradun executed these trials in Joshimath, Uttarakhand. This initiative signifies a strong commitment to indigenous technologies that boost national security. The two systems tested are the Software Defined Radio (SDR) Manpack and the Compact Transhorizon Communication System (CTCS). Both systems are designed to improve communication capabilities in challenging environments. The SDR Manpack allows for secure communication across various frequency bands, while the CTCS ensures high data rate connectivity in remote areas lacking civil communication infrastructure. The primary aim of the trials was to validate the performance of the SDR and CTCS under real-world conditions. This involved testing in diverse terrains and operational environments. The focus was on meeting user-defined operational benchmarks established by various security agencies.

 

SCIENCE AND TECHNOLOGY

 

1. CEA and IIT Roorkee Join Hands to Boost Research and Skill Development in Energy Sector: The Central Electricity Authority (CEA) and IIT Roorkee signed an MoU to collaborate on research, capacity building, and knowledge sharing in the electricity and energy sector.Under the agreement, CEA personnel will gain access to IIT Roorkee’s short-term projects and online courses to enhance their technical skills, while both institutions will conduct joint studies on critical energy issues like electricity planning, hydropower, and renewable energy integration.Key areas of cooperation include clean energy transition, flexibility in power systems, distributed generation, and interdisciplinary research on decarbonisation, water neutrality, energy efficiency, and just transition frameworks.

 

2. Lanthanum-Doped Silver Niobate: Recent advancements in energy storage technology have attracted global attention. Researchers from Bengaluru and Aligarh Muslim University have developed a new energy storage material. This innovation improves the performance of supercapacitors. Supercapacitors are essential for powering modern devices. They offer rapid energy storage and release. However, their energy capacity has often been limited compared to batteries. The breakthrough involves silver niobate, a lead-free and eco-friendly material. Supercapacitors are devices that store energy electrostatically. They charge and discharge rapidly. This makes them ideal for applications in mobile devices and electric vehicles. They provide a bridge between traditional capacitors and batteries. While they charge faster than batteries, their energy density has historically been lower. Enhancing their capacity without sacrificing speed is crucial for technological progress.

 

BANKING AND FINANCE

 

1. Saraswat Bank Seeks RBI Nod to Acquire New India Cooperative Bank: Saraswat Cooperative Bank has sought RBI approval to acquire New India Cooperative Bank Ltd; if approved, Saraswat will take over all liabilities and assets, offering relief to thousands of depositors affected by the RBI-imposed moratorium on New India from February 13. Currently, each New India depositor is limited to withdrawing ₹25,000.Depositors’ interest component will be fully protected, according to Gautam Thakur, chairman of Saraswat Cooperative Bank. New India Cooperative currently holds deposits worth ₹2,397.8 crore and advances of ₹1,162 crore.

 

2. SBI inaugurates specialised trade finance hubs at Kolkata and Hyderabad: SBI inaugurated ‘Global Trade Finance Centres’ in Kolkata and Hyderabad to strengthen trade finance services and enhance the efficiency of inland trade and import-export transactions.These specialized hubs, staffed by over 800 skilled professionals, will enable faster processing, better turnaround times, and a significantly improved customer experience for businesses.

 

3. CCI Approves Viggo Investment’s Acquisition of 2.143% Stake in Groww Parent Billionbrains Garage Ventures: The Competition Commission of India (CCI) has approved Viggo Investment Pte. Ltd.’s proposed acquisition of a 2.143% shareholding in Billionbrains Garage Ventures Limited, which operates the online investment platform “Groww.”The deal involves a Deed of Adherence and Share Subscription Agreement signed on April 28, 2025, allowing Viggo Investment (a GIC group subsidiary) to invest in Groww, expanding its presence in India’s financial technology sector.Groww, through its affiliates, not only offers online stock and mutual fund investment services but is also engaged in software design, customization, and development, along with providing consultancy services and marketing of licensed software.

 

4. CCI Approves Coromandel International’s Acquisition of Equity Shares in Agrochemical Firm NACL Industries: The Competition Commission of India (CCI) has approved Coromandel International Limited’s proposed acquisition of certain equity shares in NACL Industries Limited, strengthening its presence in the agrochemical sector.Coromandel International Limited, a public listed company, operates across the farming value chain with key businesses in crop nutrition, crop protection, active ingredients, and retail services for farmers.NACL Industries, also a public listed company, specializes in agrochemicals, offering a wide range of crop protection products such as insecticides, fungicides, herbicides, plant growth regulators, and active ingredients.

 

AWARDS AND HONOURS

 

1. PM Modi conferred Ghana’s highest honour for distinguished statesmanship: Prime Minister Narendra Modi was awarded the “Officer of the Order of the Star of Ghana” by President John Mahama, Ghana’s highest civilian honour, in recognition of his influential leadership and contributions on the global stage.The Order of the Star of Ghana is a prestigious national award given to individuals who significantly contribute to Ghana’s interests or strengthen its international relations; the insignia includes a seven-pointed star medal with a ribbon in Ghana’s national colors.

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