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Thursday, August 28, 2025

Daily GK Update- 28th Aug, 2025

 

NATIONAL UPDATES:

 

Pradhan Mantri Jan Dhan Yojana Completes 11 Years as World’s Largest Financial Inclusion Programme: Pradhan Mantri Jan Dhan Yojana (PMJDY), launched on 28th August 2014 after being announced by PM Narendra Modi on 15th August 2014, completed 11 years on 28 August as one of the world’s largest financial inclusion programmes.The scheme provides universal banking access with facilities like basic savings accounts, need-based credit, remittances, insurance, and pension, covering both urban and rural households.Zero-balance accounts can be opened at bank branches or through Business Correspondents (Bank Mitras), with every account integrated into the Core Banking System and RuPay debit cards issued to account holders.PMJDY also promotes financial literacy and digital banking, supporting mobile banking through USSD services even on basic phones, ensuring inclusive growth and accessibility.

 

Union Cabinet Approves Restructuring of PM SVANidhi Scheme: The Union Cabinet approved the restructuring of the Prime Minister Street Vendor’s Atma Nirbhar Nidhi (PM SVANidhi) Scheme, extending the lending period until 31st March 2030 from 31st December 2024.The total outlay for the scheme is seven thousand 332 crore rupees. The key features of the restructured scheme include enhanced loan amounts across the first and second tranches, provision of UPI-linked RuPay Credit Card for beneficiaries who have repaid the second loan and digital cashback incentives for retail and wholesale transactions.The first tranche loan has been increased up to 15,000 from 10,000 rupees, and the second tranche loans have increased up to 25,000 rupees from 20,000 rupees, while the third tranche remains unchanged at 50,000 rupees.The restructured scheme aims to benefit one crore 15 lakh beneficiaries, including 50 lakh new beneficiaries. The scheme’s coverage is being expanded beyond statutory towns to census towns and peri-urban areas in a graded manner.

 

UP govt to launch ‘No Helmet, No Fuel’ campaign from September 1: The Uttar Pradesh government will launch a month-long campaign, ‘No Helmet, No Fuel’, from September 1, under which petrol pumps will deny fuel to two-wheeler riders not wearing helmets.The campaign will be led by district magistrates in coordination with road safety committees, with police, transport, revenue, and district administration officials ensuring compliance with helmet rules under the Motor Vehicles Act.Officials emphasized that the initiative is for safety, not punishment, promoting the rule “Helmet first, fuel later”, with awareness campaigns and monitoring conducted by the Food & Civil Supplies and Information & Public Relations Departments.

 

Rajasthan becomes first state to implement Supreme Court order on stray dogs: Following the Supreme Court directive, the Rajasthan government has mandated compliance with the Stray Animal Birth Control (ABC) Rules 2023, directing all municipal corporations, councils, and municipalities to implement systematic stray dog management.Feeding points will be marked in every ward and locality, with urban bodies coordinating with resident welfare associations and animal welfare organisations; food and water will be ensured even for rabies-affected dogs.Stray dogs will be treated, sterilised, vaccinated, tagged, and released in the same locality, with CCTV monitoring at ABC centres, and only trained teams allowed to handle dogs; no dog below six months will be sterilised.Monitoring committees comprising NGO members and animal welfare workers will oversee the process, with records of sterilisation, vaccination, deaths, and feeding maintained; costs are fixed at Rs 200 per dog caught and Rs 1,450 for sterilisation and post-operation care.

 

Bhubaneswar to host National Conference on Welfare of SCs and STs: Bhubaneswar will host a two-day National Conference of Chairpersons of Committees on the Welfare of SCs and STs on August 29–30, inaugurated by Lok Sabha Speaker Om Birla, along with an exhibition and souvenir release.The conference will feature over 120 delegates from Parliament and State/UT legislatures, discussing the theme: “Role of Parliamentary and Legislative Committees in Welfare, Development and Empowerment of Scheduled Castes and Scheduled Tribes.”The event, being held outside Delhi for the first time, will deliberate on constitutional safeguards, socio-economic development, and best practices for SC/ST empowerment, aligning with the vision of inclusive Viksit Bharat 2047.

 

President appoints Justices Alok Aradhe and Vipul Manubhai Pancholi as Supreme Court judges: Justice Alok Aradhe (Chief Justice of Bombay High Court) and Justice Vipul Manubhai Pancholi (Chief Justice of Patna High Court) were appointed as Judges of the Supreme Court by the President of India, following the recommendation of the Supreme Court Collegium.Justice Alok Aradhe, born in April 1964, began his judicial career in the Madhya Pradesh High Court in 2009, served in Jammu & Kashmir and Karnataka High Courts as Acting Chief Justice, and became Chief Justice of Telangana and Bombay High Courts before his elevation.Justice Vipul Manubhai Pancholi, born in May 1968 in Ahmedabad, served as Permanent Judge of Gujarat High Court since 2016 and became Chief Justice of Patna High Court in July 2025 before his Supreme Court appointment.

 

Akash Tripathi Appointed as Managing Director of Solar Energy Corporation of India (SECI): Akash Tripathi (IAS, 1998 batch) has been appointed as the Managing Director of Solar Energy Corporation of India (SECI), with approval from the Appointments Committee of the Cabinet (ACC), in the rank of Additional Secretary.Santosh Sarangi, IAS (Secretary, MNRE) will continue as the Chairman of SECI, ensuring a formalised leadership structure for the organisation.Tripathi’s leadership is expected to enhance execution at scale and strengthen focus on green hydrogen, energy storage, offshore wind, and other renewable energy projects under SECI’s mandate.

 

INTERNATIONAL UPDATES:

 

Lithuanian parliament approves Inga Ruginiene as new Prime Minister: The Lithuanian Parliament has approved the appointment of Inga Ruginiene, a Social Democrat and current Minister of Social Security and Labour, as the country’s new Prime Minister.Ruginiene now has 15 days to present a new cabinet list, agreed with the President, to the Parliament for a vote; she will formally assume office once the President signs the appointment decree.Elected to Parliament in 2024, Ruginiene previously served as Chair of the Lithuanian Trade Union Confederation before beginning her political career.

 

UN Launches New Mechanisms for AI Governance: The United Nations General Assembly (UNGA) has taken a decisive step in 2025 to enhance global cooperation on artificial intelligence (AI) governance. Two new institutional mechanisms were established – the United Nations Independent International Scientific Panel on AI and the Global Dialogue on AI Governance. These initiatives aim to address the rapid growth of AI technologies and their complex social, economic, and ethical impacts. The Global Dialogue on AI Governance is a UN-led forum that brings together member states, industry leaders, civil society, academia, and researchers. It provides an inclusive space to discuss critical AI challenges such as algorithmic bias, misinformation, autonomous weapons, and job displacement. The platform encourages collaborative policy innovation and shared global values. Annual high-level sessions are planned, with the first meetings in July 2026 in Geneva and 2027 in New York. These sessions will review reports and promote transparency in AI governance. The United Nations Independent International Scientific Panel on AI will offer independent, rigorous scientific assessments to guide policymaking. Its role is to monitor emerging AI trends, risks, and technologies while advising on societal, ethical, and economic implications. The panel acts as a critical link between cutting-edge AI research and international policy decisions. An open nomination process will soon invite global experts to join. The panel will produce annual reports to inform the Global Dialogue’s deliberations.

 

Global Economic Impact of Invasive Species Explored: Recent research reveals that invasive plants and animals have cost the world economy over $2.2 trillion since 1960. This figure is 16 times higher than previous estimates. The study uses data from InvaCost, a comprehensive public database, and marks underreporting, especially in countries like India. The findings emphasise the vast economic burden invasive species impose across continents and the challenges in managing them. The study marks massive underreporting of management costs, especially in India, where the discrepancy reaches 1.16 billion percent. Europe, Asia, and Africa also show large gaps between reported and actual costs. This suggests that many countries lack comprehensive data collection and reporting systems, leading to a hidden economic burden. Language barriers and limited resources contribute to this challenge.

 

OTHER UPDATES:

DEFENCE

 

Defence Ministry Signs MoU with QCI to Enhance Services for Over 63 Lakh Veterans: The Defence Ministry has signed a Memorandum of Understanding (MoU) with the Quality Council of India in New Delhi to strengthen the delivery of pension, healthcare, resettlement, and welfare services for over 63 lakh veterans and their dependents.Under the MoU, QCI will support the Department of Ex-Servicemen Welfare (DESW) in digital evaluations, impact assessments, and evidence-based policy recommendations.DESW will facilitate data access and stakeholder coordination with State Governments, Zila Sainik Boards, Armed Forces Headquarters, and empanelled hospitals.The initiative will also strengthen healthcare delivery, expand re-employment and entrepreneurship opportunities for veterans, and reinforce institutional frameworks of State and District Sainik Boards.

 

India to Join Over 20 Nations in Multilateral ‘Bright Star 2025’ Exercise in Egypt: Over 700 personnel from the Indian Armed Forces and Headquarters Integrated Defence Staff will participate in the Multilateral Exercise ‘Bright Star 2025’, scheduled in Egypt from August 28 to September 10, 2025.The exercise will include live firing, command post drills, short training exercises, and expert-level interactions to enhance jointness, interoperability, and operational coordination among participating nations.Hosted by Egypt in partnership with the US since 1980, Bright Star is one of the largest biennial tri-service multilateral exercises, with the previous edition held in 2023 that also saw India’s participation.

 

SPORTS

 

Ravichandran Ashwin announces shock retirement from IPL: Veteran off-spinner Ravichandran Ashwin (38) announced his retirement from the Indian Premier League (IPL), while indicating that he may continue playing in other franchise cricket leagues worldwide.Ashwin, who began and ended his IPL journey with Chennai Super Kings, also played for Rising Pune Supergiant, Delhi Capitals, Rajasthan Royals, and Kings XI Punjab during his career.With 187 wickets in 221 matches at an economy rate of 7.2, Ashwin retires as the fifth-highest wicket-taker in IPL history, having also retired from international cricket in December 2024.

 

SCIENCE AND TECHNOLOGY

 

PM Modi Inaugurates Maruti-Suzuki’s First Electric Vehicle “e VITARA” and Lithium-Ion Battery Facility in Gujarat: Prime Minister Narendra Modi inaugurated Maruti-Suzuki’s first battery electric vehicle (BEV) “e VITARA” and the lithium-ion battery production facility at Hansalpur, Ahmedabad, highlighting the India–Japan partnership as “Made for Each Other.”The TDSG lithium-ion battery facility will produce hybrid battery electrodes locally, with around 80% of batteries made in India, reducing dependence on imports, and marking a milestone under Make in India and Atmanirbhar Bharat initiativesPM Modi emphasized India’s democratic advantages, young skilled workforce, and industrial growth, noting that clean energy and mobility, supported by reforms and policies, represent the future of manufacturing and green mobility.The launch also underscores Gujarat’s leading role in automotive manufacturing, with EV exports from the state set to reach over 100 countries, while strengthening India-Japan industrial cooperation initiated by Maruti-Suzuki and extending to projects like the Mumbai–Ahmedabad Bullet Train.

PNB Inaugurates First Startup-Centric Branch in New Delhi: Punjab National Bank (PNB) inaugurated its first startup-centric branch in New Delhi, aligned with the Startup India initiative to promote entrepreneurship and innovation.The inauguration was attended by Arvind Kumar (DG, STPI) and Ashok Chandra (MD & CEO, PNB), marking the launch of comprehensive banking solutions dedicated to startups.An MoU was signed between PNB and Software Technology Parks of India (STPI) to provide financial support to eligible startups; signed by Sudhir Dalal (GM, PNB) and Subodh Sachan (Director, STPI).Under this collaboration, STPI will share a curated list of startups with PNB to connect them with startup-focused schemes and financial products, strengthening India’s startup ecosystem.

 

BANKING AND FINANCE

 

India set to become world’s second-largest economy in PPP terms by 2038 – EY Report: India is projected to become the world’s second-largest economy in PPP terms by 2038, with an estimated $20.7 trillion economy by 2030, surpassing the US, Germany, and Japan, according to EY’s report.China is expected to remain the largest economy at $42.2 trillion (PPP) by 2030, but faces challenges from an ageing population and rising debt, while the US faces high debt and slower growth.India’s advantages include a youthful population (median age 28.8 in 2025), strong savings and investment rates, and a declining government debt-to-GDP ratio from 81.3% in 2024 to 75.8% by 2030.Structural reforms, resilient fundamentals, and investments in critical technologies will further support India’s growth, with the country expected to overtake Germany by 2028 to become the world’s third-largest economy in market exchange rate terms.

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